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cuatro. Purchases by which the consumer more than likely qualifies. So you’re able to meet the requirements underneath the safer harbor in (e)(2), the loan inventor need to have a good-faith religion your financing choice presented to the user pursuant to help you (e)(3) is transactions where the consumer personal loans Chicago IL almost certainly qualifies. The loan originator’s belief that the consumer most likely qualifies is going to be based on suggestions reasonably open to the borrowed funds originator at big date the loan options are presented. (mehr …)